Terms of service

TERMS OF SERVICE

Last updated: May 11, 2026

Welcome to The Saving Buddy. By using our website and purchasing our products, you agree to these terms.

YOUR ACCOUNT

You must be at least 18 years old to use our services. You are responsible for keeping your account credentials secure. All information you provide must be accurate and up to date.

OUR PRODUCTS

The Saving Buddy is a digital product designed for use in Google Sheets. It is not compatible with Excel or other spreadsheet software. Product descriptions, images, and features on our website are as accurate as possible, but appearance may vary depending on your device and screen settings. We reserve the right to modify, update, or discontinue any product at any time without notice.

PURCHASES AND PAYMENTS

All prices are displayed in the currency shown at checkout. By completing a purchase, you agree that the payment information you provide is accurate and that you are authorized to use it. All digital products are delivered instantly upon purchase. Because digital files cannot be returned, all sales are final once the file has been accessed or downloaded. See our Refund Policy for full details.

DIGITAL PRODUCT LICENSE

When you purchase from The Saving Buddy, you receive a personal, non-commercial license to use the product. You may not resell, share, redistribute, copy, modify for resale, or distribute our products in any form, either in part or in full. Violation of this license may result in legal action.

INTELLECTUAL PROPERTY

All content on our website including text, images, logos, graphics, product designs, and spreadsheet templates is owned by The Saving Buddy and is protected by applicable intellectual property laws. You may not reproduce, copy, or use any of our content without prior written permission.

LIMITATION OF LIABILITY

The Saving Buddy is a budgeting tool for personal use. It is not financial advice. We are not financial advisors, accountants, or tax professionals. Any decisions you make based on information from our products are your own responsibility. To the fullest extent permitted by law, The Saving Buddy shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our products or website.

THIRD PARTY LINKS

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or policies of any third-party sites.

SHOPIFY

Our store is powered by Shopify. Any purchases you make are made directly with The Saving Buddy, not with Shopify. Shopify is not responsible for any aspect of your transaction with us.

TERMINATION

We reserve the right to suspend or terminate your access to our services at any time, without notice, if we determine you have violated any of these terms.

CHANGES

We may update these terms at any time. Continued use of our website after changes are posted constitutes your acceptance of the updated terms.

CONTACT

Questions about these terms should be sent to hello@thesavingbuddy.com.