Legal notice
LEGAL NOTICE
Last updated: May 11, 2026
COMPANY INFORMATION
This website is owned and operated by The Saving Buddy. By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by the terms outlined in this legal notice.
Website: www.thesavingbuddy.com Email: hello@thesavingbuddy.com
PRODUCT DISCLAIMER
The Saving Buddy is a budgeting and financial tracking spreadsheet designed for personal use. It is not intended to constitute financial advice, tax advice, investment advice, or any other form of professional advice. The information and tools provided through our products are for general informational and organizational purposes only.
Results may vary from person to person depending on factors such as income, spending habits, consistency of use, and individual financial circumstances. The testimonials and results shared on our website reflect individual experiences and are not guaranteed outcomes for every user.
We always recommend consulting a qualified financial advisor, accountant, or tax professional before making significant financial decisions.
EARNINGS AND SAVINGS DISCLAIMER
Any references to savings amounts, debt payoff timelines, or financial improvements on our website or marketing materials are based on individual user experiences. We do not guarantee that you will achieve any specific financial result by using our products. Your results depend entirely on your own financial situation and how you use the tools provided.
DIGITAL PRODUCT NATURE
All products sold on thesavingbuddy.com are digital downloads delivered instantly upon purchase. No physical products are shipped. Once a digital file has been accessed or downloaded, it cannot be returned. All sales are final as outlined in our Refund Policy.
INTELLECTUAL PROPERTY
All content on this website including but not limited to text, images, graphics, logos, brand name, product names, spreadsheet designs, formulas, templates, page layouts, and marketing materials is the intellectual property of The Saving Buddy and is protected by applicable copyright and trademark laws.
You may not reproduce, distribute, modify, display, or use any content from this website without prior written permission from The Saving Buddy. Unauthorized use of any materials on this site may result in legal action.
The personal license granted upon purchase allows you to use the product for your own personal budgeting purposes only. This license does not permit resale, redistribution, sharing, or commercial use of any kind.
ACCURACY OF INFORMATION
We make every effort to ensure that the information on our website is accurate, complete, and up to date. However, we do not guarantee that all information is free from errors, omissions, or inaccuracies at all times.
Product descriptions, pricing, availability, and promotional offers are subject to change without prior notice. In the event of an error in pricing or product information, we reserve the right to correct it and cancel any orders placed based on incorrect information.
THIRD-PARTY LINKS
Our website may contain links to third-party websites for your convenience. The Saving Buddy does not control, endorse, or take responsibility for the content, privacy practices, or policies of any third-party websites. Visiting these links is at your own risk.
GOOGLE SHEETS
The Saving Buddy is designed exclusively for Google Sheets, a product owned and operated by Google LLC. We are not affiliated with, endorsed by, or sponsored by Google in any way. Google Sheets is a trademark of Google LLC. Any issues related to the Google Sheets platform itself are outside our control and responsibility.
LIMITATION OF LIABILITY
To the fullest extent permitted by law, The Saving Buddy and its owners, employees, partners, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website, your purchase of our products, or your reliance on any information provided on this site.
This includes but is not limited to damages related to financial decisions made using our products, inaccuracies in data you enter into the spreadsheet, website downtime, data loss, or any other matter connected to your interaction with The Saving Buddy.
Our total liability to you for any claim related to your purchase shall not exceed the total amount you paid for the specific order in question.
INDEMNIFICATION
By using this website and purchasing our products, you agree to indemnify and hold harmless The Saving Buddy, its owners, employees, and affiliates from any claims, damages, losses, or expenses including legal fees arising from your use of the website, violation of these terms, or misuse of our products.
USER RESPONSIBILITIES
By using this website you agree that you will not use the site for any unlawful purpose, attempt to gain unauthorized access to any part of the website, copy, scrape, or reproduce any content without permission, submit false information during checkout or account creation, resell, share, or distribute any products purchased from The Saving Buddy, or use our products for any commercial purpose without written authorization.
REVIEWS AND USER CONTENT
Reviews, testimonials, and any content submitted by customers on our website remain the intellectual property of their respective authors. By submitting a review, you grant The Saving Buddy a non-exclusive, royalty-free, perpetual license to use, display, and share your review across our website and marketing materials.
We reserve the right to moderate, edit, or remove any reviews or user-submitted content that we deem inappropriate, misleading, offensive, or irrelevant.
GOVERNING LAW
This legal notice and any disputes arising from your use of this website or purchase of our products shall be governed by and construed in accordance with applicable laws. Any legal proceedings shall be conducted in the appropriate jurisdiction.
PRIVACY
Your privacy is important to us. Please refer to our Privacy Policy for full details on how we collect, use, store, and protect your personal information.
CHANGES TO THIS LEGAL NOTICE
We reserve the right to update or modify this legal notice at any time without prior notice. Any changes will be effective immediately upon being posted on this page. Your continued use of this website after changes are made constitutes your acceptance of the updated legal notice.
CONTACT
If you have any questions about this legal notice or anything else, we're happy to help.
Email: hello@thesavingbuddy.com